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"Two-CENTS"

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Decide Criteria
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Decide your CHALLENGE's Criteria:

  • Schedule Daily/Weekly Check-ins with your Accountability Partner

  • Do this CHALLENGE with a group of family members, friends, church family, colleagues, co-workers, team members, neighbors, people in your local to global community, 

  • Keep a Daily Time Log of when you Start and End,

  • Keep a Journal as indicated below,  

  • Schedule a Daily Time-Block to work towards Daily, Weekly, Monthly, and/or Yearly Completion of this CHALLENGE which ever is applicable 

  • Here's a few Potential Options in Doing this CHALLENGE:

    • Watching/Listening to one or two videos within your Time-Block per day or do a Marathon-Watching/Listening of the Videos

    • Reading/Listening to parts of the readable material in a Time-Block per day or do a Marathon-Reading/Listening of all Readable Material  

    • if applicable Do the Suggested Action, Activity, Quiz, TestRoutine/s, and/or Journaling as Highly Recommended below 

  • Potential Rewards & Celebration ideas for when this CHALLENGE is Completed Daily, Weekly, Monthly, Yearly as applicable,

  • What else could make this a Great CHALLEGE?

  • Potential Consequences to add a stake in the game of Staying on track as you're CONSISTENT and PERSISTENT and Following Through to Completion as specifically applicable 

 

Quick Notice: ALL Participants in any CHALLENGE, when doing this as any type of more than one person or group of people, must have completed all of the 1st Challenge of Orientation to be eligible to proceed in working on any challenges within this platform. It is only fair, since you had to survive it too.  

 

REMEMBER - You're doing this for yourself, but never by yourself.

Focus on how this CHALLENGE is improving and enhancing your quality of life and the lives of those you're paying this forward to.

Find the GOOD and Find the JOY in the Journey and the Adventure

Highly Recommended
00:00 / 01:06

It's Highly Recommended to pray your way through this eCourse.

Let your Inner Whispers guide you where to go and what to educationally consume.

Then how to be productive with what you learn and whom to pay it forward to.

Record and Journal the Following:

 1. What Stands Out to You?

 2. What Makes Sense?

 3. Who comes to your mind

 4. Your Thoughts and Insights?

 5. Potential Things to Contribute to this section that your fellow classmates would benefit from.

 6. The Quizzes, etc...

 7. Anything else that comes to You, Inspirational Thoughts.

 8. Develop your own Personal Success Story and Help Others too

 9. What are your Light-Bulb or Ah-Ha moments

10. Are You Earning While Your Learning?

      Are You Helping Others to Earn While they Learn?

Bonus Questions

 1. How is this section of content making you feel?

 2. What are you getting out of it?

 3. Are you building better and stronger connections and experiences with those who are taking this with you? 

54321 Just Do It
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If it doesnt challenge you it wont chang

It's Time to determine how much of

  • your 86,400 Seconds,

  • your 1,440 Minutes,

  • your 24 Hours in your day that

you'll be Investing in Yourself and this

particular Challenge. 

Starting Right Here and Right Now.

Choose a doable Time Block or Time Blocks.

It's Okay to work on a Single Challenge or Multiple Challenges a few times throughout your day. Print out the Free 5 minute increment Daily Scheduler sheets below.

Why It's More Expensive To Be Poor
06:56
Two Cents

Why It's More Expensive To Be Poor

It’s not just a matter of having less money. For many people below the poverty line, some goods and services can actually be MORE expensive. How can that be? SUBSCRIBE to Two Cents! https://goo.gl/jQ857H Two Cents on FB: https://www.facebook.com/TwoCentsPBS Two Cents on Twitter: @twocentspbs Email us: twocentspbs@gmail.com -- Two Cents was created by Katie Graham, Andrew Matthews, Philip Olson CFP® and Julia Lorenz-Olson and is brought to you by PBS Digital Studios. We love dropping some knowledge on all things personal finance and helping you make better money decisions. Two Cents is hosted by Philip Olson, CFP® and Julia Lorenz-Olson Directors: Katie Graham & Andrew Matthews Written by: Andrew Matthews Executive Producer: Amanda Fox Produced by: Katie Graham Edited & Animated by: Dano Johnson Images by: Shutterstock Music by: APM SOURCES: http://www.washingtonpost.com/wp-dyn/content/article/2009/05/17/AR2009051702053.html https://money.cnn.com/2017/11/28/news/economy/grocery-store-prices-wealth/index.html https://www.economist.com/united-states/2015/09/03/its-expensive-to-be-poor http://www.investmentzen.com/news/its-more-expensive-to-be-poor/ https://www.theatlantic.com/business/archive/2014/01/it-is-expensive-to-be-poor/282979/ https://mic.com/articles/108068/astonishing-poll-shows-what-rich-people-really-think-of-the-poor#.OvezVY2Op https://www.nytimes.com/2011/09/25/opinion/sunday/is-junk-food-really-cheaper.html https://mic.com/articles/126508/5-reasons-why-being-poor-is-actually-incredibly-expensive#.TWtVLGBu0 https://www.brookings.edu/opinions/the-high-price-of-being-poor/ https://mashable.com/2015/12/08/supermarkets-food-deserts/#MGDIl2_UuSqp https://wallethub.com/edu/credit-card-interest-rates/52541/ https://www.ncbi.nlm.nih.gov/pmc/articles/PMC4772793/ https://www.ncbi.nlm.nih.gov/pmc/articles/PMC5580618/ https://flowingdata.com/2018/02/08/how-different-income-groups-spend-money/
Why Americans Are Failing the Grade at Financial Literacy
08:35
Two Cents

Why Americans Are Failing the Grade at Financial Literacy

SUPPORT us on PATREON: https://www.patreon.com/twocentspbsds SUBSCRIBE to Two Cents! https://goo.gl/jQ857H Americans tend to get basic financial questions wrong compared to other Western countries… why is that? And what can be done about it? Two Cents on FB: https://www.facebook.com/TwoCentsPBS Two Cents on Twitter: @twocentspbs Email us: twocentspbs@gmail.com -- Two Cents was created by Katie Graham, Andrew Matthews, Philip Olson CFP® and Julia Lorenz-Olson and is brought to you by PBS Digital Studios. We love dropping some knowledge on all things personal finance and helping you make better money decisions. Two Cents is hosted by Philip Olson, CFP® and Julia Lorenz-Olson Directors: Katie Graham & Andrew Matthews Written by: Julia Lorenz-Olson Executive Producer: Amanda Fox Produced by: Katie Graham Edited & Animated by: Dano Johnson Images by: Shutterstock Music by: APM SOURCES: https://en.wikipedia.org/wiki/List_of_countries_by_average_wage https://money.cnn.com/2016/10/24/pf/financial-mistake-budget/index.html http://www.apnorc.org/news-media/Pages/News+Media/Poll-Two-thirds-of-US-would-struggle-to-cover-$1,000-crisis.aspx https://www.urban.org/research/publication/delinquent-debt-america https://www.investmentnews.com/article/20190302/FEATURE/190229936/financial-literacy-an-epic-fail-in-america https://www.nefe.org/_images/research/GWU-Financial-Capability-Young-Adults/GWU-Financial-Capability-Young-Adults-Final-Report.pdf https://www.investmentnews.com/article/20190302/FEATURE/190229936/financial-literacy-an-epic-fail-in-america https://www.thebalance.com/credit-card-companies-love-college-students-960090 http://fortune.com/2016/07/12/financial-literacy/ https://www.creditcards.com/credit-card-news/infographic-parents-kids-credit.php http://www.surveyofthestates.com/#state-of-financial-and-economic-programs-across-the-nation https://twocents.lifehacker.com/your-guide-to-free-resources-for-improving-your-money-s-1557390942 https://howmuch.net/articles/financial-literacy-around-the-world http://money.com/money/4115378/united-states-financial-literacy/ https://www.huffpost.com/entry/financial-literacy-in-school_n_57029c1ee4b0a06d58063faf http://ecdn.eu/wp-content/uploads/2016/05/MM15_WEB_final.pdf
Can You Really Retire in Your 30s?
06:40
Two Cents

Can You Really Retire in Your 30s?

SUBSCRIBE to Two Cents! https://goo.gl/jQ857H The popular “FIRE” movement proclaims that anybody can retire decades earlier if they save like crazy and slash their costs. Is this realistic? Is this something you could achieve? Two Cents on FB: https://www.facebook.com/TwoCentsPBS Two Cents on Twitter: @twocentspbs Email us: twocentspbs@gmail.com -- Two Cents was created by Katie Graham, Andrew Matthews, Philip Olson CFP® and Julia Lorenz-Olson and is brought to you by PBS Digital Studios. We love dropping some knowledge on all things personal finance and helping you make better money decisions. Two Cents is hosted by Philip Olson, CFP® and Julia Lorenz-Olson Directors: Katie Graham & Andrew Matthews Written by: Philip Olson, CFP® and Andrew Matthews Produced by: Katie Graham & Amanda Fox Images by: Shutterstock Music by: APM SOURCES: https://www.ssa.gov/planners/retire/background.html https://en.wikipedia.org/wiki/Mr._Money_Mustache https://en.wikipedia.org/wiki/FIRE_movement https://yourmoneyoryourlife.com/book-summary/ https://www.theatlantic.com/business/archive/2014/10/how-retirement-was-invented/381802/ https://www.marketwatch.com/story/mr-money-mustache-you-can-retire-super-early-and-have-your-money-last-for-life-2018-12-17 https://www.investopedia.com/terms/f/four-percent-rule.asp https://www.montanamoneyadventures.com/ https://www.cnbc.com/2016/05/05/millennials-are-prioritizing-experiences-over-stuff.html http://www.mrmoneymustache.com/2018/10/05/the-fire-movement/
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Daily/Weekly/Monthly

>>END CHALLENGE <<

Benefit or Torture 

The only way to complete this Daily, Weekly, and Monthly CHALLENGE is to watch this video below from beginning to end.

This is for all CHALLENGES.

Note This video will loop at 00:03:22

Print your Certification of Completion.

Do this when you have covered all content within this CHALLENGE

and/or did the actions involved over a time frame that you predetermined prior to beginning.

This is 100% based on your Integrity and the Honor System.

You Earned the Accolades for YOUR Consistent and Persistent Efforts and Accomplishments.

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  •   All single stationed videos on this platform are on a loop and   

  will repeat. 

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  Due Diligence Research Compilation Directed Platform with Diverse and Valuable Information and Content for your Personal Growth, Personal Training, Entrepreneurial Internship and Apprenticeship Styled Individual Centered Training. 

  • Be in the KNOW with this Platform's Entrepreneurial NEWS

 

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This website is merely a due diligence research platform created by an Independent Certified Energy Consultant only. 

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This is an unofficial and very bias, leaning towards looking for the positive potential and the good, website with content compiled from our industry, industry leaders, company, company leaders, and talented fellow business partners.

 

We hope the content within this I. C. E. C. ecourse.center, which is educational and informative by nature, brings you value in your pursuit of a brighter future as well as those you pay it forward to.

"Sometimes you just have to give a bright idea a chance to brighten not only your future, but the future of all those you pay it forward to as well.

It may start out as, what it can do for you and those you care about in order to change and improve your current situation or circumstance. 

However it becomes the untapped potential it can be for all you pay it forward to.

 

This occupational opportunity has the potential to be an enormous ripple effect for good.

We know where all good comes from, right?

This is one of those truly worthy endeavors to be a part of , participate in, and pay forward."

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